Car Payment Calculator

Auto Financing Calculator 

Submit your info in our auto payment calculator tool and contact our Joplin car dealership at (417) 625-0800 to schedule an appointment with someone from our Honda Financing department. Or simply apply for a vehicle loan online, and we'll calculate your car loan payments for you.

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Calculate Your Auto Payment in Joplin, MO

Have your eyes on a new Honda CivicCR-V or pre-owned car in Joplin? Before you dive headfirst into an auto loan, it's best to crunch the numbers and see how much room your budget gives you for a new car. Aim too high, and you might be left paddleless up the creek with a hefty car loan debt to pay off.

Luckily, you don't have to be a mathematician to see if you can afford to buy a vehicle at Roper Honda. To get started, use our free car financing calculator to estimate your monthly auto loan payments based on vehicle price, estimated APR, term length and your down payment. In just 30 seconds, you'll have a better idea of what your car loan payments could look like.

Car Loan & Auto Financing FAQ

Is it better to get a car loan through a dealership or bank?

Both options are valid, though there are several perks to securing car loans through your auto dealer:

  1. Negotiating power - When you finance a car through a car dealer like Roper, you have more control over the negotiations.  
  2. Opportune timing - If your dealer is trying to clear out outgoing models, you can get a great financing rate on those vehicles.  
  3. Simple process - You can acquire a car loan and drive the car home in one showroom visit. One fewer trip to the bank is just what the doctor ordered.

If you're ever in doubt about financing a new car at our dealership, let us know! We'd be glad to go over the numerous lease vs. buy possibilities we offer, as well as our Buy Your Way program

What is a "bad credit loan"? 

FICO or credit scores below 600 are typically deemed as "bad credit," though this varies by dealership, lender, and financial institution. At our Honda dealership near Springfield, auto financing is available to most car shoppers, including those with bad credit. 

Can I trade in an old car and use the cash as a down payment?

Absolutely! In fact, our Joplin auto dealership would love to help you utilize your trade-in vehicle as a down payment for your new Honda. Use our trade-in estimate tool to get an accurate Blue Book® market value for your vehicle.

If you have any other questions about getting a car loan in Joplin, MO, contact a member of our Roper Honda sales team today! Visit us at 902 N Rangeline Rd for an in-person look at our selection.